Free Bank Statement Analyzer — First Statement Free
Bank statement analyzer for India — free AI analysis
Free bank statement analyzer software: upload a PDF, Excel, or UPI wallet export (Google Pay, PhonePe) for AI statement analysis, FinHealth score, UPI/IMPS spend, recurring merchants, and a downloadable report PDF. First Statement Free (Mini / Summary Report): 5 sample rows, with totals hidden. Full statement extraction is ₹99, or a monthly plan for 10 or 25 reports. Use a promo code at checkout when unlocking reports or subscribing.
Free preview
Instant
Pay per report
₹99
Subscribe
₹249 / ₹499
Report access
24 hours
How it works
Upload → Sign in → Score → Unlock. Pay per report or subscribe monthly.
Upload statement
Drop your bank PDF or Excel first. We auto-detect the bank and extract transactions.
Sign in
Google or email attaches that same file to your personal account — no second upload.
See your score
Get an instant FinHealth preview — score plus plain-English insights.
Unlock full report
First Statement Free (Mini / Summary Report). Later uploads stay locked until ₹99.
Credit file
Documents in → scores side by side → underwriting
FinHealth (0–100) and CIBIL (300–900) stay separate. We do not merge them into one number.
Add CIBIL, ITR, GST, and salary on Financial documents. Lending teams review the same file on Applicant 360.
FinHealth score
See a 0–100 money health score, 5-factor breakdown, and month-to-month history before you pay anything.
UPI & payment mode
See spend by UPI, IMPS, NEFT, card, and cash — rails stay payment mode, not a food/shopping category.
AI chat
Ask about salary, EMI, Swiggy, or bounces in English or Hinglish. Answers cite real txn ids from your statement.
PDF report
Download a credit-style summary with recurring merchants, cashflow, and risk highlights you can share.
Why trust StatementIQ?
24-hour access
Reports auto-remove from your account
2000+ Indian banks
HDFC, SBI, ICICI, Axis, and more
Built for India
INR, Indian dates, UPI & EMI patterns
Hinglish chat
Ask questions in English or Hinglish
Multi-Currency Ready
Seamlessly parses statements in INR (₹), USD ($), GBP (£), and EUR (€).
Simple pricing — pay per report or subscribe
The first free report shows 5 sample rows. Totals stay hidden. Later uploads need ₹99 per statement, or subscribe monthly. Promo codes accepted at checkout.
See full personal and NBFC pricingFirst report
₹0
Mini report · 5 sample rows, totals locked
Pay per report
₹99
Per statement · 24-hour access
Starter
₹249
10 reports / month
Plus
₹499
25 reports / month
2000+ Indian banks supported
Upload PDF or Excel from 2000+ Indian banks — public, private, small-finance, payments, RRBs, and cooperatives — plus Google Pay, PhonePe, and Paytm wallet exports. We auto-detect the bank from IFSC or letterhead and extract transactions.
Also supports standard international formats: Chase, Bank of America, Wells Fargo, Barclays, HSBC UK, Deutsche Bank, Revolut, and more.
What customers say
Real feedback from individuals and lending teams using StatementIQ.
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