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Frequently asked questions
Answers about pricing, banks, privacy, NBFC tools, and how StatementIQ works.
Is the first bank statement report free?
Yes. Personal (B2C) accounts get the first full StatementIQ report free, then ₹49 per additional statement with 30-day access.
Which Indian banks are supported?
StatementIQ supports 15+ banks including HDFC, SBI, ICICI, Axis, Kotak, PNB, BOB, Canara, Union Bank, Yes Bank, IndusInd, Federal, IDFC FIRST, RBL, and Bandhan. Upload PDF or Excel — bank is auto-detected.
How long is my data retained?
Pay-per-sheet statement data is retained for up to 30 days and then auto-deleted according to the retention policy. You can also delete uploads from your account.
Can NBFCs use StatementIQ for underwriting?
Yes. Business accounts get fraud, cashflow, EMI, salary stability, loan eligibility, multi-client workflows, team roles, API keys, and a developer Parse API.
What file formats can I upload?
You can upload bank statement PDF, Excel (.xlsx/.xls), and CSV exports. Password-protected PDFs are supported when you provide the password at upload.
Do I need an OpenAI or Gemini API key?
No. StatementIQ works with rule-based analysis by default. Optional cloud or local Ollama LLMs can improve chat and categorization when configured.
Is there a developer Parse API?
Yes. Use POST /api/v1/parse with an API key to convert bank PDF/Excel into standardized transaction JSON. See the Parse API docs for curl examples.
How do I contact support?
Email contact@statementiq.in for product support, NBFC onboarding, or partnership queries. You can also use the Contact page on statementiq.in.
Still need help?
Reach the StatementIQ team or browse services and reviews.