Free
First report
₹0
New personal accounts unlock one full bank statement analysis report at no charge.
- ✓FinHealth score and plain-English insights
- ✓AI chat on that statement
- ✓PDF and Excel download
- ✓24-hour access
Pricing
Bank statement analysis pricing for India
StatementIQ pricing is split for people and lending teams. Personal accounts: first report free, then ₹49 per statement or subscribe for 10 reports (₹149/month) or 25 reports (₹249/month). NBFC and business teams: Trial, Basic, Pro, and Enterprise SaaS plans with multi-user underwriting.
Personal (B2C) — pay per report or subscribe
Built for individuals who want bank statement analysis online for India. Upload HDFC, SBI, ICICI, Axis, and UPI wallet PDFs. Unlock FinHealth score, AI chat, and a downloadable report PDF. Reports stay in your account for 24 hours.
No monthly fee
Pay per report
₹49 / statement
Unlock extra statements one at a time when you need them.
- ✓Same full analysis as the free report
- ✓Promo codes at checkout
- ✓No subscription required
- ✓24-hour access per unlock
Subscribe
Starter
₹149 / month
10 statement analysis reports every month — better value than paying ₹49 each time.
- ✓10 report credits / month
- ✓1 credit per extra statement
- ✓First free report does not use a credit
- ✓Credits reset on renewal
Best personal value
Plus
₹249 / month
25 statement analysis reports every month for advisors, families, or frequent uploads.
- ✓25 report credits / month
- ✓Lowest per-report price on personal plans
- ✓FinHealth, AI chat, PDF & Excel
- ✓Subscribe from My account → Billing
| Compare | First report | Pay per report | Starter subscribe | Plus subscribe |
|---|---|---|---|---|
| Price | ₹0 | ₹49 / statement | ₹149 / month | ₹249 / month |
| Reports included | 1 (once) | 1 per payment | 10 / month | 25 / month |
| Access window | 24 hours per unlocked statement | |||
Business (B2B) — NBFC & lending teams
SaaS pricing for NBFCs, banks, DSAs, and fintech underwriting teams. Multi-user roles, client profiles, fraud and cashflow analytics, loan eligibility, and optional Parse API. Choose monthly or annual billing in Org admin after you register.
2 users
Trial
₹0
Evaluate StatementIQ with a small lending team before you pay.
- ✓Statement upload and analytics
- ✓AI analysis, chat, and eligibility
- ✓2 team members
- ✓No PDF report or API on trial
5 users
Basic
₹4,999 / month
or ₹49,990 / year
Core underwriting for small NBFC and DSA teams.
- ✓PDF credit reports
- ✓Fraud, cashflow, EMI, salary signals
- ✓5 team members
- ✓Annual billing available
15 users
Pro
₹14,999 / month
or ₹1,49,990 / year
Full AI workspace for lending teams that need chat, eligibility, bulk upload, and API.
- ✓All Basic features
- ✓Bulk upload and Parse API
- ✓15 team members
- ✓Client profiles and exports
100 users
Enterprise
₹49,999 / month
or ₹4,99,990 / year
API access, larger seats, and priority support for banks and high-volume NBFCs.
- ✓All Pro features
- ✓100 team members
- ✓API keys and integrations
- ✓Priority support
| Feature | Trial | Basic | Pro | Enterprise |
|---|---|---|---|---|
| Monthly price | ₹0 | ₹4,999 | ₹14,999 | ₹49,999 |
| Team seats | 2 | 5 | 15 | 100 |
| AI analysis & chat | Yes | Yes | Yes | Yes |
| PDF credit report | — | Yes | Yes | Yes |
| Bulk upload | — | — | Yes | Yes |
| Parse API / API keys | — | — | Yes | Yes |
Extra report credit packs (10 / 25 / 50) are available on business billing if you need more statement unlocks without changing plan.
Register business accountPersonal vs business — which pricing fits?
| Need | Personal (B2C) | Business (B2B) |
|---|---|---|
| Who it is for | Individuals, families, advisors analysing a few statements | NBFCs, banks, DSAs, fintech underwriting teams |
| How you pay | ₹0 first report, ₹49, or ₹149 / ₹249 subscribe | Monthly or annual SaaS subscription |
| Team access | Single personal account | 2–100 users with roles |
| Report retention | 24 hours per unlocked statement | Kept in the organization workspace |
Pricing FAQ
What is StatementIQ personal pricing?
Personal accounts get the first bank statement analysis report free. Extra statements are ₹49 each, or you can subscribe: Starter ₹149/month for 10 reports, Plus ₹249/month for 25 reports. Each report stays available for 24 hours.
How do Starter and Plus subscribe plans work?
After you sign in, open My account → Billing and choose Starter (10 reports/month) or Plus (25 reports/month). Each unlocked statement uses one credit. The first free report does not use a credit. Unused credits reset when the plan renews.
What is included in NBFC / business pricing?
Business accounts start on Trial (2 users). Basic is ₹4,999/month for 5 users with core analysis and PDF reports. Pro is ₹14,999/month for 15 users with full AI, chat, eligibility, bulk upload, and API. Enterprise is ₹49,999/month for 100 users with API access and priority support. Annual billing is also available.
Should I choose a personal plan or a business plan?
Choose a personal plan if you analyse your own statements. Choose a business (NBFC) plan if your lending team needs multi-user access, client profiles, underwriting analytics, and API keys. See the full comparison on the StatementIQ pricing page.
Can I use a promo code on subscribe plans?
Yes. Enter your coupon at checkout for a single ₹49 unlock or a personal/business subscription. Valid codes reduce the price instantly, including 100% off when available.
Start with a free personal report
No card needed for the first bank statement analysis report. Subscribe later if you need 10 or 25 reports a month — or register a business team for NBFC pricing.
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