Pricing
StatementIQ pricing is split for people and lending teams. Personal accounts: first full statement report free (no page-based free limit — a 20- or 30-page PDF still counts as one report), then ₹49 per statement or subscribe for 10 reports (₹149/month) or 25 reports (₹249/month). NBFC and business teams: Trial, Basic, Pro, and Enterprise SaaS plans with multi-user underwriting.
Built for individuals who want bank statement analysis online for India. Upload HDFC, SBI, ICICI, Axis, and UPI wallet PDFs. Unlock FinHealth score, AI chat, and a downloadable report PDF. Reports stay in your account for 24 hours.
Free
₹0
New personal accounts unlock one full bank statement analysis report at no charge — even if the PDF is 20 or 30 pages. We charge per statement, not per page.
No monthly fee
₹49 / statement
Unlock extra statements one at a time when you need them.
Subscribe
₹149 / month
10 statement analysis reports every month — better value than paying ₹49 each time.
Best personal value
₹249 / month
25 statement analysis reports every month for advisors, families, or frequent uploads.
| Compare | First report | Pay per report | Starter subscribe | Plus subscribe |
|---|---|---|---|---|
| Price | ₹0 | ₹49 / statement | ₹149 / month | ₹249 / month |
| Reports included | 1 (once) | 1 per payment | 10 / month | 25 / month |
| Page limit on free unlock | None — full statement | Per statement | Per statement | Per statement |
| Access window | 24 hours per unlocked statement | |||
SaaS pricing for NBFCs, banks, DSAs, and fintech underwriting teams. Multi-user roles, client profiles, fraud and cashflow analytics, loan eligibility, and optional Parse API. Choose monthly or annual billing in Org admin after you register.
2 users
₹0
Evaluate StatementIQ with a small lending team before you pay.
5 users
₹4,999 / month
or ₹49,990 / year
Core underwriting for small NBFC and DSA teams.
15 users
₹14,999 / month
or ₹1,49,990 / year
Full AI workspace for lending teams that need chat, eligibility, bulk upload, and API.
100 users
₹49,999 / month
or ₹4,99,990 / year
API access, larger seats, and priority support for banks and high-volume NBFCs.
| Feature | Trial | Basic | Pro | Enterprise |
|---|---|---|---|---|
| Monthly price | ₹0 | ₹4,999 | ₹14,999 | ₹49,999 |
| Team seats | 2 | 5 | 15 | 100 |
| AI analysis & chat | Yes | Yes | Yes | Yes |
| PDF credit report | — | Yes | Yes | Yes |
| Bulk upload | — | — | Yes | Yes |
| Parse API / API keys | — | — | Yes | Yes |
Extra report credit packs (10 / 25 / 50) are available on business billing if you need more statement unlocks without changing plan.
Register business account| Need | Personal (B2C) | Business (B2B) |
|---|---|---|
| Who it is for | Individuals, families, advisors analysing a few statements | NBFCs, banks, DSAs, fintech underwriting teams |
| How you pay | ₹0 first report, ₹49, or ₹149 / ₹249 subscribe | Monthly or annual SaaS subscription |
| Team access | Single personal account | 2–100 users with roles |
| Report retention | 24 hours per unlocked statement | Kept in the organization workspace |
Personal accounts get the first bank statement analysis report free — one full statement with no page-based free limit (for example a 20- or 30-page PDF still counts as one report). Extra statements are ₹49 each, or you can subscribe: Starter ₹149/month for 10 reports, Plus ₹249/month for 25 reports. Each report stays available for 24 hours.
After you sign in, open My account → Billing and choose Starter (10 reports/month) or Plus (25 reports/month). Each unlocked statement uses one credit. The first free report does not use a credit. Unused credits reset when the plan renews.
Business accounts start on Trial (2 users). Basic is ₹4,999/month for 5 users with core analysis and PDF reports. Pro is ₹14,999/month for 15 users with full AI, chat, eligibility, bulk upload, and API. Enterprise is ₹49,999/month for 100 users with API access and priority support. Annual billing is also available.
Choose a personal plan if you analyse your own statements. Choose a business (NBFC) plan if your lending team needs multi-user access, client profiles, underwriting analytics, and API keys. See the full comparison on the StatementIQ pricing page.
Yes. Enter your coupon at checkout for a single ₹49 unlock or a personal/business subscription. Valid codes reduce the price instantly, including 100% off when available.
No card needed for the first bank statement analysis report. Subscribe later if you need 10 or 25 reports a month — or register a business team for NBFC pricing.
Related: Services · Bank statement analysis · FAQ · For NBFCs · Parser API · Contact
