Services
Bank statement analysis online for India
StatementIQ services for people and NBFCs: FinHealth scores, UPI/IMPS spend, recurring merchants, AI chat, PDF reports, and underwriting from 200+ Indian banks — PDF, Excel, and UPI wallet statements. First report free — then ₹49 or subscribe for 10 or 25 reports a month.
Credit file
Documents in → scores side by side → underwriting
FinHealth (0–100) and CIBIL (300–900) stay separate. We do not merge them into one number.
For individuals
Bank statement analysis online for India — FinHealth score, AI chat, and a downloadable PDF report. Start free, then pay per report or subscribe monthly.
FinHealth score
Upload a bank PDF or Excel and get a 0–100 money health score with 5-factor insights and monthly history.
UPI & payment-mode spend
See totals by UPI, IMPS, NEFT, card, and cash. Rails are payment mode — not a spend category like Food or Shopping.
Recurring merchants
Spot repeating EMI, rent, SIP, and subscriptions, with names like SWIGGY*123 normalised for month-to-month compare.
AI statement chat
Ask about salary credits, EMI burden, Swiggy spend, or bounced payments in English or Hinglish. Answers cite txn ids.
PDF credit report
Download a shareable summary with cashflow trends, income signals, and risk highlights.
Pricing — subscribe for 10 or 25 statement reports
Bank statement analysis online for India: your first report is free — charged per statement, not per page (a 20- or 30-page PDF is still one free unlock). After that, unlock each extra statement for ₹49, or subscribe for a monthly bundle — Starter ₹149 / 10 reports or Plus ₹249 / 25 reports. Promo codes work at checkout. Each unlocked report stays in your account for 24 hours.
First report
₹0
Free for new personal accounts — one full statement even if the PDF is 20–30 pages. FinHealth, AI chat, and PDF included.
Pay per report
₹49 / statement
Unlock one extra bank statement analysis report. 24-hour access.
Starter — subscribe
₹149 / month
10 statement analysis reports each month. 1 credit per report after your free first report.
Plus — subscribe
₹249 / month
25 statement analysis reports each month. Best value if you analyse many statements.
- Subscribe from My account → Billing after you sign in.
- The first free report does not use a monthly credit and has no per-page free quota.
- Unused monthly credits reset when the plan renews.
For NBFCs & lending teams
Full SaaS workspace with roles, API keys, billing, and underwriting-grade analytics.
Credit file + underwriting
Bank statement, CIBIL, ITR, GST, and salary sit on Applicant 360. FinHealth and CIBIL stay separate. The queue is the human decision.
Multi-client pipeline
Manage applicants, link statements, run multi-statement eligibility, and export compliance-ready data.
Developer Parse API
Send PDF/Excel via API key and receive standardized transaction JSON for your own workflows.
Business tools
Balance sheet & CIBIL PDF analysis, GST invoices, MCA company profile, and white-label branding.
200+ Indian banks
Auto-detect PDF and Excel from 200+ Indian banks — public, private, small-finance, payments, RRBs, and cooperatives. No manual bank selection.
Ready to try StatementIQ?
Create a free personal account, subscribe for multiple reports, or register a business team for underwriting tools.