Services

Bank statement intelligence for people and lenders

StatementIQ turns Indian bank statements into FinHealth scores, underwriting insights, AI chat, and developer-ready parse output — with privacy-first retention.

Data auto-deletes in 30 days

For individuals

First full report free on personal accounts, then ₹49 per statement with 30-day access.

FinHealth score

Upload a bank PDF or Excel and get a 0–100 money health score with plain-English insights before you pay.

AI statement chat

Ask about salary credits, EMI burden, Swiggy spend, or bounced payments in English or Hinglish.

PDF credit report

Download a shareable summary with cashflow trends, income signals, and risk highlights.

For NBFCs & lending teams

Full SaaS workspace with roles, API keys, billing, and underwriting-grade analytics.

NBFC underwriting

Fraud, bounce, cashflow, EMI, salary stability, and loan eligibility in one analytics dashboard.

Multi-client pipeline

Manage applicants, link statements, run multi-statement eligibility, and export compliance-ready data.

Developer Parse API

Send PDF/Excel via API key and receive standardized transaction JSON for your own workflows.

Business tools

Balance sheet & CIBIL PDF analysis, GST invoices, MCA company profile, and white-label branding.

Supported banks

Auto-detect PDF and Excel statements from major Indian banks — no manual bank selection required.

HDFC, SBI, ICICI, Axis, Kotak, PNB, BOB, Canara, Union Bank, Yes Bank, IndusInd, Federal, IDFC FIRST, RBL, Bandhan

Ready to try StatementIQ?

Create a free personal account, or register a business team for full underwriting tools.